Orlando Real EstateCall Risa Saltman 407.699.4901 |
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DO YOU NEED MORTGAGE PROTECTION?
If you have a mortgage on your home, you have probably received several offers from insurance companies for coverage to pay off your mortgage if you die accidentally. Insurance is a good idea in most cases; however, mortgage insurance is usually a poor value. If you read the large print, it looks like the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies. If you are considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money. For professional advice on all aspects of buying and selling real estate, call Risa Saltman at RE/MAX Town & Country Relaty, 407-699-4901 or email her at risa@risa.net
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Risa Saltman CRS,ABR,ePRO,Internet Marketing Specialist,RECS PERFORMANCE Not Promises 800-699-4901
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Town & Country Realty 1315 Tuskawilla Rd. Orlando, FL 32708 407-695-2066 Main Office |
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